CFG vs TRU
Centrifuge and TrueFi scored on the same 25 variables, ranked against the same 251 tokens, with every gap between them shown.
Scoring pass 18 Sept 2026. Market snapshot 7 Oct 2026.
What separates them
CFG scores 115 of 250 and ranks 84th of 251. TRU scores 102 and ranks 129th. CFG leads by 13 points, which is a real gap, though small enough that one variable moving would close much of it. CFG takes 13 of the 25 variables, TRU takes 1, and 11 are level.
No single variable separates CFG and TRU by as much as 3 points. They are close on the framework's terms, which makes price, liquidity and the supply position below the only grounds for choosing.
Both score 3 or below on Buyback and Burn, Real Staking Yield, Active Users. A weakness both sides share is not a reason to prefer either. It is a reason to check whether the category itself carries the problem.
All 25 variables, head to head
Both tokens were scored by the same framework in the same pass, so the numbers are directly comparable. What a comparison adds over two separate pages is the gap: a 6 against a 6 is a non-event, a 9 against a 3 is the reason to hold one and not the other.
Cash flow
| Protocol Revenue | 4 | 3 | CFG +1 | |
| Revenue Trend | 5 | 4 | CFG +1 | |
| P/S Multiple | 5 | 4 | CFG +1 | |
| Real Staking Yield | 3 | 3 | level |
Supply
| Supply Inflation | 5 | 5 | level | |
| Vesting Schedule | 5 | 5 | level | |
| Circulating / FDV Ratio | 5 | 6 | TRU +1 | |
| Buyback and Burn | 2 | 2 | level |
Ownership
| Smart Money Flows | 5 | 4 | CFG +1 | |
| Insider Selling | 5 | 5 | level | |
| Holder Concentration | 4 | 4 | level |
Traction
| TVL Trend | 5 | 4 | CFG +1 | |
| Active Users | 3 | 3 | level | |
| Developer Activity | 6 | 5 | CFG +1 | |
| Network Growth | 5 | 4 | CFG +1 |
Position
| Market Share | 5 | 3 | CFG +2 | |
| Competitive Moat | 5 | 4 | CFG +1 | |
| Institutional Adoption | 5 | 4 | CFG +1 | |
| Exchange Depth | 4 | 4 | level | |
| Social Mindshare | 4 | 3 | CFG +1 |
Risk
| Regulatory Safety | 5 | 5 | level | |
| Catalyst Calendar | 5 | 4 | CFG +1 | |
| BTC Alpha Potential | 4 | 4 | level | |
| Team Execution | 6 | 5 | CFG +1 | |
| Treasury Runway | 5 | 5 | level |
Bars read outward from the centre: CFG to the left, TRU to the right. The side that leads a variable is filled. Each score is 1 to 10 against the same definition applied to all 251 rated tokens.
Market and supply
| CFG | TRU | |
|---|---|---|
| Price | $0.1376 | $0.000928 |
| Market cap | not published | $1.1M |
| Circulating | n/a | 100% |
| Dilution to full supply | n/a | 1x |
| Off all-time high | -93.7% | -99.909% |
| To recover the high | 15.9x | 1,099x |
| Total value locked | not published | not published |
| Network | Polkadot | Ethereum |
Price, market cap and all-time high from the CoinGecko snapshot fetched 7 Oct 2026. Supply shares are derived from circulating and eventual supply counts, which do not move with price. The 25 scores come from the research pass dated 18 Sept 2026.
Catalyst and risk on each side
CFG · WATCH
RWA tokenization growth (e.g., Tinlake loans); Centrifuge integration with MakerDAO
Credit default risk on underlying assets; low liquidity vs. Ondo/Maple
TRU · WATCH
TrueFi uncollateralized lending adoption in DeFi, attracting institutional borrowers and lenders.
Default risk on uncollateralized loans and regulatory uncertainty around decentralized credit protocols.
Common questions
- Is CFG or TRU the better investment?
- On this framework CFG scores higher: 115 against 102 of 250, and it is rated WATCH against WATCH. That is a ranking of fundamentals as recorded at the last scoring pass, not a price forecast, and CFG still wins 13 of the 25 individual variables against TRU.
- What is the biggest difference between CFG and TRU?
- Nothing separates them by more than 2 points on any of the 25 variables, which is unusual and means the two are close substitutes on fundamentals.
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Research and analysis, not investment advice. A higher score is one framework applied consistently to 251 tokens, not a prediction that one asset will outperform the other.