Stellar (XLM)
Cross-border payments network. Stellar Development Foundation. MoneyGram partnership.
Ranked 100th of 251 rated tokens. Scoring pass 11 Jun 2026.
What the numbers say
XLM scores 108 of 250 across the 25-variable framework, which places it 100th of 251 rated tokens and inside the upper half of the set. The framework verdict is WATCH.
The score rests on Treasury Runway 6/10, 33rd of 251, Institutional Adoption 5/10, 36th of 251, Exchange Depth 6/10, 37th of 251 and Insider Selling 5/10, 42nd of 251.
Only 68.6% of XLM's total supply is in circulation, so 1.46x the current float is still scheduled to arrive. Holding price per token flat while the rest enters circulation implies 31.4% of the fully diluted value sitting ahead of today's holders. That is a real but manageable overhang.
XLM trades 81.5% below its all-time high of $0.8756. Recovering that level is a 5.4x move, not a 81.5% one, which is the arithmetic most drawdown charts hide.
The framework score gained 108 points against the previous pass (0 to 108). Revisions of this size follow a change in the underlying variables, not a change in price.
25-variable breakdown
Each variable is scored 1 to 10 and ranked against every other rated token, so a 7 that ranks 20th means something different from a 7 that ranks 180th. The rank is the part that is hard to get anywhere else.
Cash flow
| Protocol Revenue | 3 | 98th of 251 | |
| Revenue Trend | 3 | 117th of 251 | |
| P/S Multiple | 4 | 104th of 251 | |
| Real Staking Yield | 3 | 143rd of 251 |
Supply
| Supply Inflation | 5 | 61st of 251 | |
| Vesting Schedule | 5 | 100th of 251 | |
| Circulating / FDV Ratio | 5 | 135th of 251 | |
| Buyback and Burn | 3 | 63rd of 251 |
Ownership
| Smart Money Flows | 4 | 93rd of 251 | |
| Insider Selling | 5 | 42nd of 251 | |
| Holder Concentration | 4 | 58th of 251 |
Traction
| TVL Trend | 3 | 111th of 251 | |
| Active Users | 4 | 91st of 251 | |
| Developer Activity | 5 | 83rd of 251 | |
| Network Growth | 4 | 100th of 251 |
Position
| Market Share | 4 | 87th of 251 | |
| Competitive Moat | 5 | 57th of 251 | |
| Institutional Adoption | 5 | 36th of 251 | |
| Exchange Depth | 6 | 37th of 251 | |
| Social Mindshare | 4 | 86th of 251 |
Risk
| Regulatory Safety | 6 | 52nd of 251 | |
| Catalyst Calendar | 4 | 90th of 251 | |
| BTC Alpha Potential | 3 | 114th of 251 | |
| Team Execution | 5 | 74th of 251 | |
| Treasury Runway | 6 | 33rd of 251 |
The vertical tick on each bar marks the median score across all 251 rated tokens, so a bar ending left of the tick is below the universe on that variable.
Catalyst and risk
Next catalyst
Stellar's cross-border payment partnerships (e.g., MoneyGram); Soroban smart contract launch.
Principal risk
Slow payment adoption vs. XRP; limited DeFi network; regulatory uncertainty.
Market and supply
| Price | $0.1621 |
| Market cap | $5.56Brank 20 |
| All-time high | $0.87562 Jan 2018 |
| Circulating supply | 34,304,167,195 |
| Eventual supply (total supply) | 50,001,786,840 |
| Dilution to full supply | 1.46x |
| Listed on | Binance, Coinbase, Kraken |
Price, market cap, supply and all-time high from CoinGecko, fetched 6 Aug 2026. The 25 scores come from the research pass dated 11 Jun 2026 and don't move with price.
Tokens with a similar profile
These are the closest matches to XLM measured on the shape of all 25 variables after removing overall quality, so what they share is a pattern of strengths and weaknesses rather than a similar size or price.
Common questions
- What is the Early Thunder score for Stellar (XLM)?
- XLM scores 108 out of 250 on the 25-variable framework, ranking 100th of 251 rated tokens (upper half). The framework verdict is WATCH.
- What are XLM's strongest fundamentals?
- XLM ranks highest on Treasury Runway 6/10, 33rd of 251, Institutional Adoption 5/10, 36th of 251, Exchange Depth 6/10, 37th of 251 and Insider Selling 5/10, 42nd of 251. Ranks are measured against all 251 tokens in the same scoring pass.
- How much XLM supply is still to enter circulation?
- 68.6% of eventual XLM supply is circulating today, leaving 1.46x the current float still to arrive. At a flat price per token that is 31.4% of fully diluted value ahead of current holders.
- How far is XLM from its all-time high?
- XLM trades 81.5% below its all-time high of $0.8756. Returning to that high requires a 5.4x move from the level used in this scoring pass.
- Which tokens have a similar profile to XLM?
- Measured on the shape of all 25 scored variables rather than on price, the closest matches to XLM are VET (101), YGG (95), ETC (90) and APE (102). Similarity here means the same pattern of strengths and weaknesses, not a similar market cap.
- What is the next catalyst for XLM?
- Stellar's cross-border payment partnerships (e.g., MoneyGram); Soroban smart contract launch.
Keep reading
Research and analysis, not investment advice. Scores are one framework applied consistently across 251 tokens, not a prediction of price.